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Even in the sixth year of the foreclosure crisis, the country remains saddled with an extraordinarily high number of loans in foreclosure.

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Foreclosure Fail: Study Pins Blame on Big Banks

As a result of banks' disorganization and understaffing—particularly at the peak of the crisis in 2009 and 2010—homeowners were often forced to run a gauntlet of confusion, delays, and errors …

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