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Maternity and newborn care are together considered one of the 10 "essential health benefits" that most individual and small-group insurance plans sold in Mississippi.

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Health Law Bars Opting Out Of Maternity Coverage; Long Term Care Insurance Is Guaranteed If Company Goes Out Of Business

This week, I am answering readers' questions about maternity coverage requirements in the new health insurance exchanges, long-term-care insurance and switching employer health plans.

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